Michelle Deogun - Mortgage & Protection Adviser

The housing market completed a stunning return to pre-coronavirus levels of activity in September just four months after re-opening began in England.

The number of housing transactions completed in September hit 98,010, returning to parity with the same month last year, according to data from HM...

Homeowners planning to move and benefit from the current stamp duty holiday have been warned to begin the transaction by 1 November or risk missing out.

Home buyers have until the end of March to complete a purchase and pay no stamp duty on purchases below £500,000.

However, bumper levels of ac...

Reliance Bank is launching a range of mortgages to cater for key workers such as NHS staff, carers and teachers.

It includes a deal up to 90 per cent loan to value (LTV) but the lender warned that it expected demand to be “very high” and as a result this product could be withdrawn at any time.

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The likelihood of lenders providing the mortgage loan amount requested through a broker has reached its highest point this year, the latest Mortgage Broker Tools (MTB) affordability index has suggested.

The affordability gap, where no lender is able to meet the requested loan amount, remained at...

A reassessment of the EWS1 form and valuation of buildings suspected of having unsafe cladding is underway, the Royal Institution of Chartered Surveyors (RICS) has confirmed.

Prime minister Boris Johnson revealed the body had a “risk matrix” in the works to support the valuation of buildings und...

Mortgage prisoner campaigners say they feel misled by the government and mortgage industry after finding out a payment holiday may affect their chances of escaping their high cost loans.

Lead campaigner Rachel Neale says mortgage prisoners, who pay higher-than-average interest rates, took a paym...

Getting a mortgage is expected to become more difficult between September and November as banks tighten criteria, according to the Bank of England's Credit Conditions survey.

The sentiment survey of lenders highlighted that they expect their credit scoring criteria for mortgages to get tighter i...

The Monetary Policy Committee (MPC) has held a crucial role in the UK economy ever since Gordon Brown granted it independence from political interference back in 1997.

However, during those past 20 years, I cannot recall – even during the Credit Crunch and subsequent recession – a time when it w...

Half of borrowers who deferred their mortgage payments as part of the government’s coronavirus support measures have not suffered any decline in their spare income, according to research from Experian.

A further quarter of households on a payment holiday have seen their disposable income increas...