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With six months left until the Help to Buy scheme transitions to first-time buyers only, there have been calls for an alternative to support those who might have benefitted from the scheme but no longer meet the criteria.

Recent changes to the Shared Ownership initiative include the reduction of...

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UK house prices increased by 3.4 per cent in the 12 months to June, compared to an annual rise of 1.1 per cent in May, the UK House Price Index revealed.

Month on month, house prices rose on average 2.7 per cent between May and June.

Regionally, the East Midlands saw the greatest annual price r...

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How would your business cope if a key employee were unable to work?

According to Legal & General’s State of the Nation SME report, 52% of SME’s would stop trading within a year if a key employee died or were critically ill.

Is it time to consider your business protection insurance options?

💻 ...

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Mortgage holidays offered by lenders in response to the Covid-19 pandemic were utilised by striking numbers of borrowers whose incomes were not hit by the pandemic, a new study from the Institute of Fiscal Studies has found.

The report from IFS delves into data from the Money Dashboard budgeting...

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The minimum initial share to acquire a shared ownership property has dropped from 25 per cent to 10 per cent as part of the government’s plan to get more people onto the housing ladder.

People will be able to purchase shares in one per cent instalments when staircasing with reduced fees, housing...

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Halifax has recorded a yearly uplift in house prices of 5.2 per cent during August in the strongest annual growth since late 2016.

The average price of a house reached an all-time high of £245,747.

The rise was 1.6 per cent in August compared to July and 1.3 per cent for the quarter June to Aug...

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More than one in three men have critical illness cover.

Only one in five women do.

Yet 32% of women state that they couldn’t meet their basic living costs if they became ill, compared to 19% of men.

If you’d like to discuss your life & CIC options, talk to our team on:

💻 michelle.deogun@urb...

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Not all buildings and contents insurance include accidental damage cover. According to Ageas the most common cause of accidental damage is children. Be that a tin of paint over the carpet, the taps left on in the bath or the TV knocked on the floor.

If you have little ones running around at home...

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The average number of days it takes to sell a home has shortened to 27 days from 39 days during the same period last year, Zoopla’s house price index for July showed.

The desire for more personal space has led to houses selling faster than flats with a three-bedroom house selling in 24 days, com...

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2 weeks ago
I have just used Michelle for my recent mortgage and I can't rate her enough. She is professional, knowledgeable and friendly. Michelle kept me informed at every step and she got me an amazing deal which helped me to buy my dream home. I honestly would recommend Michelle to anyone, she takes all the hassle and stress away from you and provides you with a no nonsense straight forward service.
- Laura C
3 months ago
Michelle made the whole process easy and seamless! I would definitely recommend for life insurance help
- Emily H
11 months ago
Me and my husband used Michelle deogun as our mortgage advisor, and I must say without her we would be where we are today, being first time buyers we didn't know where to even start other than having a deposit, so Michelle guided use down the right path and we could not be any happier. She's brilliant at what she does, she's always on the ball, and anything that needs sorting she has it done in no time. I would recommend Michelle to everyone.
- Vicky G

About Me

I'm a Mortgage & Financial Protection Adviser for Urban Sticks Mortgage Solutions Ltd.

They are an Appointed Representative of the Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). 

Urban Sticks Mortgage Solutions Ltd registered in England and Wales, Company Registration No 10680763. 

Registered Office: 
43 The Base
Dartford Business Centre
Victoria Road
Kent DA1 5FS

Urban Sticks FCA No 840395  

The FCA does not regulate some forms of Buy To Let Mortgages.

There may be a fee for mortgage advice, precise amount depends upon your circumstances but typically will be £495.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.   

By sending your data online, you are consenting to the use of your data in line with the attached privacy policy:

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Basepoint Buisness Park
Victoria Road
United Kingdom

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